Tuesday, March 3, 2009

The Graduates

Some of you may know, and some of you may not, that Rick and I have been taking a class at a local church for the last 13 weeks. The class was Dave Ramsey's Financial Peace University and last night we celebrated our official graduation. God is so good!

Over the course of the last three months we have paid off about $1500 in debt, including one of my student loans and our furniture. We have our van and one other student loan to pay off and we will be DEBT FREE!!! Well, with the exception of our mortgage. Though the average family pays that off as well in 6 to 7 years.

We have also been able to build up our savings, save for things we need (like a new car), pay cash for everything and basically just change the way we think about money in general.

We were not in horrible financial shape to begin with. We have no credit card debt-we don't even have a credit card. But I was always worried about money. Frantic even. I know, big shock, seeing as though I tend to be fearful about many things. But one thing is for sure, I was not walking in faith in regards to our finances and it was taking its toll physically, emotionally and spiritually.

There were two things that came out of the class that I had not anticipated which are just absolutely amazing to me. Being in the class has given us many, many opportunities to share with people in less fortunate circumstances, but also with those who don't know Christ. I can't tell you the number of times I have been asked in the grocery store about my envelope system. God has really opened the doors for seeds to be planted where I never would have imagined. I am so glad He has a better and bigger imagination that I do. Only makes me wish we had taken this class years ago.

The second change the I did not anticipate was how it has radically altered our marriage. Most of you who know us would probably say we are a pretty solid couple, and we are. But I had no idea how much the tension over financial issues was eroding our communication. It is amazing what happens when you get on the same page. I wasn't even aware it was happening until it changed. And while it was hard to go through this together, we are all the stronger because of it.

So I can say with confidence that God is SO good! If you're not sure about that, talk to me, please, so I can share more with you about this journey He has had us on for the last couple of years.

Also, if you want any more information about the class, please let me know. I would be glad to give you more information and help you get into one yourself. Trust me, you will never regret it.

The class is not just for those who struggle financially. Like I said, I thought we were doing pretty good. We don't make big bucks but for a family on one income, paying all of our bills on time and no credit card debt-well, that is just about unheard of in America (so sad, another post for another day). But, it changed our lives and continues to change our lives every day as we relate with each other and manage our money (GOD'S money) in a godly and biblical way. And it is so much fun-who would have thought? Anyway, whether you are a single mom struggling to make ends meet, or you make six figures year, trust me your life will not be the same after you take this course.

Giving God all the praise and glory!


Cheryl said...

I'm so happy for you and Rick! I don't even know how to articulate what I've witnessed in the past three months since you all started this. God IS SO GOOD!! Way to go!

much love,

GyrlPower said...

Great post! I'll keep you updated on how we do.